When taking out health insurance, you can choose to voluntarily increase your deductible. In return you will receive a discount on your premium. In EenVandaag, Chris Oomen of insurer DSW argued for its abolition. According to him, the voluntary deductible is not solidarity.
Voluntarily abolish deductible
People who need a lot of care often do not opt for a voluntary increased deductible and therefore do not receive a discount on their premium. People who are ill do not opt for this and, according to Oomen, should not be confronted with higher costs for health insurance. Everyone should pay the same for basic insurance.
Retain voluntary excess
According to a report by the CPB, it is not so easy to say that the current system does not show solidarity. People who opt for an increased deductible are often healthy and need little care. Insurers can actually make a profit on the premiums of these people and that is used to pay the costs of people who need much more.
